Reduce Plan Costs and Improve Member Experience with Valenz Variable Copay

Supporting High-Value Healthcare with Cost-Sharing Strategies

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Guiding Member Decisions to Reduce Total Plan Spend

Transform Your Health Plan Design with a Cost-Saving Alternative

With healthcare costs on an ever-upward trajectory, today’s plan sponsors face immense pressure to balance unsustainable spend with members’ demands for high-quality, low-cost care options — a balance made more difficult by the confusion and frustration of traditional high-deductible health plans.

There’s a better way: the industry-leading variable copay program from Vālenz Health®.

Through cost clarity, care quality insights, and meaningful incentives, the Valenz Variable Copay solution guides members toward high-value healthcare choices that support strong, vigorous, and healthy lives, without the outrageously high price tag.

Start optimizing the cost, quality, and utilization of your self-funded health plan with Variable Copay today.

Empowering Members for High-Value Care Decisions

Valenz Variable Copay: The Next Generation of Value-Based Benefit Design

With its innovative approach to cost-sharing, Variable Copay uses the power of the Valenz Bluebook platform to direct health plan members to high-value, low-cost options throughout their care journey. 

By mapping every medical procedure to a clear, predictable copay, our solution provides transparent pricing information to inform member decision making. And, by identifying and highlighting in-network providers who deliver the highest value for the lowest cost, Variable Copay makes it easier than ever for members to access high-quality care without driving up plan spend.

Plan members also receive intuitive digital tools and site navigation support, creating a simpler, more transparent experience that supports smarter, better, faster care choices for all.

7–12% average employer savings

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46% of medical spend targeted by value-based copays

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2,000+ procedures with a value-based copay

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A Modern Cost-Sharing Design for Today’s Healthcare Environment

Smarter Choices, Lower Costs: The Valenz Variable Copay Advantage

Variable Copay removes the red tape, confusion, and frustration associated with traditional health plan designs. By embracing an innovative cost-sharing model, our variable copay program engages members in their own care journeys — supporting high-value care decisions with helpful cost transparency and navigation tools.

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Guarantee Predictable, Upfront Costs

Members understand their copay before receiving care, eliminating financial guesswork.

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Reward High-Value Decision-Making

Lower copays incentivize members to choose high-quality, cost-effective providers.

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Align Incentives for Members and Plans

Members benefit from savings when they choose value; plans see reduced long-term spending.

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Lower Total Plan Costs

Improved decision-making and earlier engagement reduce unnecessary utilization and high-cost claims.

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Enhance Member Satisfaction

A simpler, more empowering benefit experience builds trust and engagement.

When Healthcare Works as ONE, Everyone Wins

Variable Copay: Part of the ValenzONE Health Plan Optimizer

Variable Copay Timeline

Valenz Health is not an insurance company. Coverage and benefits are determined by the health plan.

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All Your Health Insurance Solutions on One Platform

Explore the Vālenz Health® Integrated Platform for Simplified Healthcare

Seamlessly unite member experience, payment integrity, provider quality, and plan performance with our integrated platform. Discover how we optimize the utilization of high-value healthcare across the entire member journey.

Ready to Simplify Self-Insurance?

Your Journey Starts Here

Connect with a Valenz team member to explore the difference our solutions can make for you.